Finding Financial Freedom PART 3
How Can I Be Rich Towards God…
I. Consider God First.
I like this money story: “A torn and ragged one-dollar bill discovered that it was about to be retired from circulation. As it slowly moved along the conveyor belt to the shredder, it became acquainted and struck up a conversation with a fifty-dollar bill that was meeting the same fate.
The fifty began reminiscing about its travels all over the country. Life has been good,” the fifty exclaimed. “Why, I’ve been to Las Vegas, the finest restaurants in New York, political fund raisers, and I just returned from a cruise on the Caribbean.”
The one-dollar bill said, “You’re fortunate to have been able to visit all those places.”
So where all have you been in your lifetime, my little friend,” said the fifty?” “Well, I’ve been to the Methodist church, the Baptist church, the Episcopal church, the Presbyterian church, the Lutheran church, the Catholic church, the Salvation Army church, the Orthodox church, the Assembly of God church, the Brethren church, the Quaker church, the Pentecostal church, the Charismatic church, and the Church of Christ.
“Excuse me,” said the fifty, “but what’s a Church?”” -Min127
• First Fruits. Proverbs 3:9 Honour the LORD with thy substance, and with the firstfruits of all thine _________________:
• First Withdrawal. Have a thought-out plan. Schedule Tithing, giving, saving, etc. These disciplines should be habit. They are not based on how I feel. You may not feel like brushing teeth or cleaning your clothes but you do it. 1 Timothy 6:7-8 For we brought nothing into this world, and it is certain we can carry nothing out. And having food and raiment let us be therewith ____________________.
II. Consider Savings Second
Have a Savings Strategy. Have long term planning. Save up a short term savings for emergencies. Start with $1000 in emergency cash. Follow your budget. Have one. Find Ways to Save Pennies. Delay purchases one more month. Wait. Don’t buy things you will seldom if ever use.
BTW: It does not matter if it is a good deal – if you do not need it – don’t buy it. Avoid the sales pressures of “Buy In next 15 minutes or you will lose the sale.” Walk away. Avoid the Checkout Lane items.
BTW: Many people in perpetual poverty are the fastest to buy on impulse the items at the checkout lane. Higher priced stuff. You get more product for less at the back of the store.
Here are some ideas to stretch your dollar farther…
o Keep using appliances till they die.
o Buy cars slightly used. Saves thousands on depreciation.
o Pay off the credit card each month. If you struggle to be disciplined, cut the card up, pay the rest of the bill. Use cash or debit.
o Take less vacations until house is paid off.
o Visit family for vacation. Go camping.
o Use Coupons. Mom used to save $10,000 or more with them.
o Learn the “art” of cutting your kids hair.
o Lunch not dinner at restaurants.
o Limit gift costs. Have discipline.
o Smaller birthday parties. Events should not be hundreds of dollars.
o Pay extra on principal not interest
Hebrews 13:5 Let your conversation be without covetousness; and be _____________________ with such things as ye have: for he hath said, I will never leave thee, nor forsake thee.